East Africa Money Guide: Currencies, Cards, ATMs and Tipping

Uganda uses the shilling, Kenya the shilling, Tanzania the shilling and Rwanda the franc. Carry some local cash for small purchases and tips.

Cards are accepted in cities and many lodges, but ATMs can be scarce in rural areas.

This guide is part of our Uganda facts and travel information guide. When you are ready to plan, see our Uganda safari packages or the Ameera Africa Safaris Uganda tours homepage.

Currency Notes

Cards and Cash

Use cards in cities and lodges and carry cash for markets and tips. Withdraw money in towns before heading into parks. See Tanzania money guide.

Tipping

See how much to tip a safari guide.

Dollars

Bring clean, recent notes if paying in dollars.

Paying for a Safari

Most operators quote in US dollars and take bank transfers, with some accepting cards for a fee. Park fees and permits are usually included in a package, so your own spending covers drinks, souvenirs, tips and optional activities. Keep small denominations for tips and markets, because change can be scarce. Tell your bank you are travelling to avoid blocked cards, and carry a backup card kept separately from your main wallet.

Mobile Money and Local Costs

Mobile money is widespread in Uganda, Kenya, Tanzania and Rwanda and is used for everyday payments, though visitors usually rely on cash and cards. Prices in local shops are far lower than in lodges, so buying water and snacks in town saves money. Haggle politely at craft markets, and agree prices before taking taxis or boda rides. For tipping norms, read how much to tip a safari guide.

Budgeting Tips

Set aside a daily allowance for drinks, snacks, tips and souvenirs. Lodges often charge more for bar drinks and laundry, so ask what is included. Keep receipts for large purchases and use ATMs inside banks or malls for safety. Count cash discreetly and carry only what you need each day.

Avoiding Scams and Overcharging

Use official exchange bureaus or banks, count notes carefully and avoid changing money on the street. Agree prices for guides, taxis and souvenirs beforehand. Be wary of unsolicited offers of tours or donations. If you want to support a project, ask your operator for vetted community initiatives. Keep copies of receipts and report problems to your operator or lodge manager.

Money-Saving Ideas

Travel in shoulder seasons, share vehicles on small-group departures and mix lodges with mid-range camps. Pack your own snacks and refillable bottle, and buy craft souvenirs directly from makers. Savings should never come from cutting safety or paying staff unfairly.

Planning

See packing list.

Planning a Uganda safari? Send us your dates and we will build the route, permits and transport around what you want to see.

Related Tours, Guides and Resources

• Ameera Africa Safaris homepage: Uganda safaris, tours and holidays
• Uganda safari packages
• Uganda travel guide
• How to book a Uganda safari
• Plan your safari with our team